One platform. Every payment.
Everywhere.

VbankPay is the official merchant payment platform under Vbank,
a BSP-regulated financial institution in the Philippines.

About vbankpay-logo

VbankPay is a next-generation digital payment solution powered by Vbank — a licensed and BSP-supervised financial institution in the Philippines. We help merchants accept digital payments securely and efficiently, using regulated channels that work across banks, wallets, and QR systems.

Whether you’re running a startup, retail chain, food stall, or online business — VbankPay enables fast onboarding, real-time monitoring, and BSP-compliant settlements in one easy-to-use platform.

 

Unified Merchant Dashboard

  • Manage all your digital payment transactions from a single interface — with real-time insights, reports, and downloadables.

All-in-One Payment Acceptance

  • QRPH (Universal QR Code)
  • InstaPay & PESONet for bank transfers
  • Debit/Credit Card acceptance (via VbankPay’s POS or online gateway)
  • Wallets & ePayments: GCash, Maya, GrabPay, ShopeePay
  • Over-the-counter integration (optional)

Fast, BSP-Regulated Settlements

  • All payments are settled to your designated bank account via Vbank, typically by the next banking day, with full compliance to local regulations.

Full-Service Support

VbankPay provides end-to-end services including:

  • Merchant onboarding
  • Transaction dispute management
  • Customer service
  • Technical assistance
  • Risk & fraud monitoring

Developer Tools & Plugins

Access a suite of REST APIs and plug-and-play integrations for:

  • POS systems
  • eCommerce platforms
  • Mobile apps

What We Offer

What We Offer

Who Can Use VbankPay?

We serve a wide range of businesses

Requirements

Requirements

Why Choose VbankPay?

We serve a wide range of businesses:

VbankPay
Traditional Providers
Regulated under BSP (Powered by: Vbank)
Yes
Yes
QRPH & e-wallet support
Yes
Unified dashboard
Yes
Onboarding in 72 hours
Yes
Real-time transaction logs
Yes
End-to-end customer support
Yes
Developer-friendly API
Yes
Customization
Yes
Limited

What Merchants Say

 

gov

Start Accepting
Digital Payments

step 1Complete the [Merchant Application Form]

step 2Submit your required documents

step 3Activate your merchant dashboard and go live within
1–3 business days

VbankPay
  • VbankPay is the dedicated merchant payment platform of vbank.ph, a 100% Filipino-owned financial institution with a legacy of community-focused service since 1984. As a subsidiary of Vigan Banco Rural Incorporada (VBRI), VbankPay is committed to empowering businesses across the Philippines with secure, efficient, and accessible digital payment solutions.
  • Built on VBank’s robust infrastructure, VbankPay offers a comprehensive suite of payment services, including QR Ph, InstaPay, and PESONet, ensuring seamless transactions for merchants and their customers. Our platform is designed with top-tier security measures, including end-to-end encryption and compliance with PCI DSS standards, reflecting VBank’s dedication to safeguarding your finances and personal information.
  • At VbankPay, we understand the challenges faced by businesses in today’s digital landscape. That’s why we provide a fully functional and secure dashboard, 24/7 customer support, and innovative features like payment links and recurring billing, all tailored to meet the unique needs of Filipino entrepreneurs.
  • Our mission aligns with VBank’s commitment to making banking efficient and enjoyable. We strive to eliminate the frustrations often associated with traditional banking by ensuring that our systems and processes run smoothly, with minimal errors and waiting times.
  • Join us in transforming the way businesses handle payments. With VbankPay, you’re not just adopting a payment solution; you’re becoming part of a movement towards a more inclusive and responsive financial ecosystem.
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    Powered by VbankPH. Regulated by BSP.

    VbankPay is operated by Vbank, a financial institution regulated by the Bangko Sentral ng Pilipinas (BSP). We comply with BSP Circulars on electronic payments, AMLA regulations, and the Data Privacy Act (RA 10173).

    Vbank BSP